Fair Debt Collection Practices Act
Every day unscrupulous debt collectors are doing whatever they can to collect. The collection of debt is a huge and profitable industry where overly aggressive tactics are used on a daily basis to coerce debtors to make payments many of the time they are not obligated to make. Fortunately, there is a law called the Fair Debt Collection Practices Act (FDCPA) that protects consumers against debt collectors. Simply, the FDCPA says that a debt collector cannot engage in or even threaten to take any illegal actions when attempting to collect a debt. Examples of such actions include harassment, calling or threatening to call a neighbor or relative and discussing the debt with them, contacting or threatening to contact your employer, or threatening jail time.
If a debt collector violates the FDCPA, you can turn the tables and file a lawsuit against them! We vigorously pursue debt collectors who violate the law and make them pay you for their actions. The great thing about pursuing an FDCPA claim through our office is that we make the debt collector pay our fee so that the entire process is at absolutely no cost to you whatsoever.
Whether you are being harassed by a debt collector, receiving threatening letters or voice messages, receiving wage garnishment threats or are facing any other type of issue with an unsavory debt collector, we can help. We offer a free no obligation case review to any potential client who may have a claim under the Fair Debt Collection Practices Act.
It’s not an unusual scenario: A creditor calls you again and again, often alluding to bad things that might happen if you do not pay. At Barshay Sanders we often represent people who have been harassed in this way by debt collectors, sometimes for debts that are not even theirs. There are many things that creditors do to harass and threaten debtors. These things are illegal under the Fair Debt Collection Practices Act:
- Calls before 8 a.m. and after 9 p.m.
- Multiple calls in a day
- Calls to your workplace
- Calls to friends, family members or references
- Disclosure of personal information about you or your debts to others
- Threats of lawsuits or wage garnishments
- Other actions that make you feel abused or harassed
We Make Harassing Debt Collectors Pay You
If a debt collector violates the FDCPA, you could be compensated by the collection agency for anywhere from $100 up to $1,000, as well as for the actual damages you experienced and the attorney’s fees you incurred. What does this mean for you? It means that you do not have to worry about the cost of hiring a lawyer. In 100 percent of the cases we handle, the debt collector involved ends up paying our attorney’s fees – not the client.
What To Expect When You Work With Us
When you work with us, you can expect a legal team that fights hard for you. You can expect an attorney who talks with you in straightforward ways about your rights. You’ll never be overwhelmed by legal jargon or court procedures that you just don’t understand. Instead, you will work closely with one or our experienced lawyers from the moment we take your case until matters are resolved. We are genuinely concerned for your well-being and want to make sure that the creditors who harass you are immediately stopped.
Get Help. Stop Collection Calls.
Call us toll free at 855-456-2240 or contact us online.